Category Archives: Commercial Loans

Borrowing Money ?

Shopping for a business loan can seem like a daunting task, and business loans come with different features and prices. But in a lot of ways, there are no such things as loans. You are, in fact, buying money. Loans, overdrafts and buying on credit are all ways of borrowing. Different methods of borrowing suit [...]

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The Truth About Business Loans

Overview Many businesses would benefit from a suite of specific commercial non-bank finance products, each of which performs a different and essential financing function yet work together harmoniously. Frequently, businesses end up with an unplanned mess of different financing products for different purposes, but the different products work against each other. This is wasteful of [...]

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Business Financing: Loans or Equity Investment?

One of the hardest decisions facing business owners is how to obtain financing for their business. Most business owners really have two options: take out a business loan or sell a piece of their business for start-up cash. Choosing between Loans and Equity While there are no hard and fast rules, if you are in [...]

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Business Loans: Why Some Are Declined

Have you had a business loan application declined ? Do you know why ? Here are the most common reasons why business loan applications are declined, not necessarily in order of importance. Insufficient or No Collateral Having a Poor Debt-to-Equity Ratio Too Much Leverage Incomplete Business Plan Badly Managed Bank Accounts Negative Cash Flow Lack [...]

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Business Loans: The Bottom Line

New federal data show that the number of small bank loans to business has fallen to the lowest point in more than a decade, cutting the flow of money to a sector that’s usually a job-creation powerhouse. An analysis of recently released Federal Deposit Insurance Corp. data by the Investigative Reporting Workshop shows that overall [...]

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