Category Archives: Collateral

Structured Finance and Private Placement

Structured finance and private placement – we see these words floating around like butterflies in the new spring air, but what exactly do they mean, and how do they connect to business loans? Structured Finance Structured finance is a broad term used to describe a sector of finance that was created to help transfer risk [...]

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Business Loans – Types of Collateral

To obtain venture capital, you probably will be required to provide collateral. Collateral is something of value – an asset or property – that you pledge when getting a loan. If you default on the loan as agreed, the lender can take your collateral and sell it. Collateral loans are used when the lender wants [...]

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Collateral Loans

Lenders enable both business and consumer borrowers to use a variety of different types of collateral to secure business loans. There are pros and cons with each type of collateral that impact the interest rate and loan amount. When you secure a loan with collateral, you stand to lose that collateral if you default on [...]

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Business Loans without Collateral: Pros and Cons

When looking for business loans you will most likely be presented with several options. One possibility that you might see is a loan that does not require collateral. These are also referred to as an unsecured loans. With an unsecured loan, you get the money that you need but are not required to put up [...]

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5 Tips For Using Collateral

Source Almost all lenders require a business to offer collateral for a business loan. Here are a few tips on how to use your assets to secure financing for your company. 1. Keep Detailed Records of your Asset’s Worth Lenders are notoriously conservative about valuing a borrower’s assets for collateral. After all, if the borrower [...]

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